Benefits of our Personal Line of Credit
  • Rates as low as 8.99%*
  • No application fees
  • Decision in as little as 15 minutes
  • Credit lines up to $50,000*
  • No annual fee or closing costs


or Respond to Mailed Offer

Credit One financing - flexibility to meet your individual needs.

OUR SOLUTION

Consolidating into a lower interest loan is an excellent way to improve your cash flow. Our Personal Lines of Credit help improve your financial situation by offering the following advantages:

Fixed payments. Our payment schedules enable you to pay off your balances on time — no more confusing minimum payments that never seem to make a dent in your balance.

Pay off your loan sooner. Our convenient loan repayment schedule will get most people out of debt long before making minimum monthly payments on a credit card would – and that saves you money.

Convenient, yet disciplined. Fast and easy, but also encouraging a much more disciplined approach to payments, so you know exactly when you’ll pay off your loan.

Quick delivery. Unlike a Home Equity product, the Personal Line of Credit is delivered quickly – often in as little as 2 days – and without burdensome documentation. And you don’t have to tie up your equity in your house!

Re-accessible lines. You have quick, easy access to additional money without complicated paperwork or applications.

Freedom. Use your funds the way you want. We can deposit your money directly into your banking account or use one of our convenience checks. You can even pay off high interest credit cards directly with a no-hassle balance transfer. The choice is up to you!

No collateral required. You should not have to put hard earned assets such as your home or your car at risk to improve your financial situation.

AutoPay. With our convenient AutoPay feature, your payments are automatically deducted from your banking account each month — no checks to write, stamps to buy, or trips to the post office. And best of all, no more worries about late fees!

Our Individual Credit Planners – specialists committed to improving your financial position - will work with you to find the solution that is right for you.

Click here to apply for your convenient, Personal Line of Credit today.


Quick Calculator - Debt Consolidation Calculator

With rates as low as 8.99% APR* compare our solution to your high interest credit card debt using our quick calculator. Simply enter the consolidation amount, term length and hit Go!

Amount to Consolidate:

$

Select Loan Term: