TERMS OF USE
The services provided on this Credit One Financial Solutions website (the "Site") are provided as a convenience to our visitors and accountholders. Accountholders and any other persons accessing the Site are subject to these terms and conditions for use of the Site.
By using the Site, you acknowledge that you have read and understand these Terms of Use, the Privacy statement and other posted materials. We may provide Terms of Use and other disclosures electronically, such as by posting on this site, and you will be deemed to have received them when we make them available to you. We reserve the right to change and/or discontinue our currently provided services at any time, for any reason, to the extent permitted by applicable law. You should tell us promptly if your e-mail address changes.
Access to the Site
To use the Site you will need an Internet-ready computer equipped with Microsoft® Internet Explorer (version 5.5 or higher for Windows® operating systems). Your browser must also support 128-bit encryption and be JavaScript™ enabled.
From the Site, you will be able to link to the COFS Account Access Website at http://www.cofsaccountaccess.com to access your account information (after you have first registered with the Account Access Website). To ensure successful sign in with the Site, all the information you provide to us must be accurate, complete, and current. By submitting the Sign In information, you are authorizing us to verify any of the information you provide. Verification of your identity may be achieved through the use of third-party services.
Account Information
Account information is available at the COFS Account Access Website http://www.cofsaccountaccess.com. The Personal Line of Credit account is provided by MetaBank and serviced by Credit One Financial Solutions, an authorized MetaBank administrator. The Credit One Financial Solutions trademark is used pursuant to license.
Security
You agree not to give or make available your password or other means to access your account to an unauthorized person. If you permit another person to use the Site or give them your password then you are responsible for any transactions they make. If your password is lost or stolen, or you believe that your account is endangered, you should you should notify us as soon as possible at 1-888-390-3509.
We do not tolerate fraud, and reserve the right to take all reasonable measures to detect and prevent it. For security purposes, we may view, monitor, and record activity on this Web site without notice or permission from you. Any information obtained by monitoring, viewing, or recording may be subject to review by law-enforcement authorities in connection with investigation or prosecution of possible criminal activity on the site. We will also comply with all court orders involving requests for such information. Actual or attempted fraud or other unauthorized use of the Web site and/or Site may result in criminal and/or civil prosecution and immediate termination of your right to use the Site.
Although we use stringent security measures and take all reasonable steps to protect your account and other personal information, the Internet is a public network, and we cannot guarantee that any information transmitted or transactions conducted via the Internet are absolutely secure or that a third party will not be able to access or intercept such payment information.
Your Conduct
While accessing or otherwise using the Site, you agree that you will not:
- Tamper with, hack, modify or otherwise corrupt the security, content or functionality of the Site;
- Restrict or inhibit any other User from using and enjoying the Site;
- Post or transmit any information or software that contains a virus, worm, Trojan horse, or other harmful or disruptive component;
- Engage in any illegal activity using or in connection with the Site
- Copy, remove or alter any content, intellectual property or copyright, trademark or other proprietary notice or legend displayed on the site or printed pages from the Site.
We reserve the right either to refuse to post, or to remove any information or materials, in whole or in part, that do not comply with these terms. We also reserve the right, in our sole discretion, to prohibit from using the Site any user who violates these terms. Such prohibition may occur without notice to the user.
Linked Sites Operated by Third Parties
This Web site may contain links to other Web sites operated by third parties ("Linked Sites"). Accessing any Linked Site is at your own risk. We are not a party to any agreements you enter with Linked Sites, and are not responsible for the services offered by such sites.
Liability Limitations
We will not be liable for any loss resulting from a cause over which we do not have direct control, including but not limited to failure of electronic or mechanical equipment or communication lines, power outages, telephone or other interconnect problems, computer viruses, "hacking", unauthorized access, theft, operator errors, delays in the banking system, severe weather, earthquakes, natural disasters, strikes or other labor problems, acts of terrorism, wars, or governmental restrictions. In addition, we will not be responsible for any problems, costs or consequences of:
- Our inability to confirm your identity
- Your inability to access the information on the site
- Inaccuracies or errors in the information or material on the site
- Termination or suspension of your participation in the Site for security purposes
- Your failure to provide us with correct, current and complete information
Disclaimers
THE SITE (AND ALL OTHER RELATED SERVICES) IS PROVIDED "AS IS" WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY OR CONTENT OF INFORMATION, PRODUCTS, SERVICES, OR RESULTS; AND THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT.
THE FOREGOING IS THE SITE'S ENTIRE LIABILITY AND YOUR EXCLUSIVE REMEDY. IN NO EVENT SHALL THE SITE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING LOST PROFITS (EVEN IF SO ADVISED) ARISING IN ANY WAY OUT OF THE INSTALLATION, USE, OR MAINTENTACE OF ANY SOFTWARE, EQUIPMENT AND THE SERVICES PROVIDED ON THIS SITE.